Expatriate Life Insurance, Life Assurance & Critical Illness Cover – “Best Premium & Terms Comparison”

Unusual Risks the Expatriate Insurance Advisers and our lead financial adviser Chris Morgan having been serving the Expatriate Community for over ten years.

During this time Chris has advised many UK Expat clients about taking out Life Insurance and Critical Illness Cover. Although Life Insurance Cover is currently very limited to British Expats living abroad, there are still some groups that do qualify for either Life Insurance or Critical Illness Cover.

Best Premium Comparison

Over the last two decades there have been several “generations” of Expat Life Assurance products, with the latest offering the best premiums and best terms ever to people who still qualify for cover.

These changes have been wonderful for lowering the overall price of Expat Life Insurance and Critical Illness Cover, however it has become apparent that many people are still simply buying the wrong product or being recommended the wrong product by mainstreams brokers, who do not know about this complicated subject.

The Cost of Getting the Wrong Product

We have met a number of clients recently who have been offered either the wrong product by their financial adviser, or have approached the wrong company themselves for Expat Insurance. You have a 1 in 20 chance of finding the best product, so why on earth would you not take advice from the Expat Communities leading specialist financial adviser?

Our latest “Premium Comparison” survey takes into account all Insurance Comparison websites, Banks, Building Societies and Insurance Companies. With two recent cases the difference between the cheapest and most expensive premiums equated to a huge 35% difference for a client applying for £250,000 of cover.

Unsuitable Providers & Products

Over the last ten years we have seen many clients who have either taken out, or have been recommended the wrong policy by financial advisers. Some had UK based Life Insurance policies that simply did not cover them, as they spend more than six months a years outside the UK.

If you are looking for Expat Life Insurance or Critical Illness Cover them email us with answers to these five basic question to find out if you qualify for cover?

  1. Do you still have a mortgage and property in the UK ?
  2. Do you still have financial dependents in the UK?
  3. Do you still have a bank account in the UK?
  4. Where in the world you are currently resident?
  5. How long you have been outside the UK? (Date you left the UK)
  6. How long you intend on staying outside the UK?

It simply does not make sense trying to find Life Insurance Cover yourself, when you can secure the lowest Life Insurance premiums through a specialist Expat Life Insurance Broker with over ten years experience in finding Life Insurance and Critical Illness Cover.

No financial adviser in the UK has more knowledge of Expat Life Assurance than Chris Morgan our lead financial adviser. We are the UK’s most experienced financial advisers looking after British Expats Living Abroad.

If you require more information on Expatriate Life Insurance or Expatriate Critical Illness Cover please contact Unusual Risks Mortgage & Insurance Services by phone 0845 474 3075, or by email at enquiries@unusualrisks.co.uk or on the web at www.unusualrisks.co.uk

You can also find Expatriate Insurance on the web at www.expatriatelifeassurance.co.uk  and for all of the latest Expatriate Life Assurance News, Features, Research and Factsheets you can visit the Expatriate Life Assurance Blog at www.expatriate-life-assurance.co.uk

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