Expat Life Insurance and Critical Illness Cover is once again available to certain groups of people as of April 2022.
If you are a British Expat and having been looking for Life Insurance or Critical Illness Cover, you will almost certainly have been declined in the last two years, as all of the major insurers stopped offering any cover due to the pandemic.
There is however some recent good news !
We are now in the position to offer cover again to groups of British Expats who may still have certain liabilities or responsibilities in the United Kingdom.
If you are looking for Expat Life Insurance or Critical Illness Cover you are welcome to email us, with the with answers to the following basic questions, to find out if you qualify for cover?
Even if you have been declined for cover in the past it may still be worth us assessing your current situation, as things have changed so much in the last two year with the underwriting of Life Insurance products.
- Do you still have a mortgage and property in the UK ?
- Do you still have financial dependents in the UK?
- Do you have any other potential liabilities in the UK such as inheritance Tax?
- Do you still have a bank account in the UK?
- Where in the world are you currently resident?
- How long have you have been outside the UK? (Date you left the UK)
- How long do you intend on staying outside the UK?
- What is your Occupation?
- Are you Employed or Self Employed?
- What is your current annual Income?
- Are your medical records still held in the UK?
- Do you have medical records in your current resident country?
Each case is assessed individually, so once we have your answers we will speak to our main insurers and give you an accurate idea of your current ability with regards to getting cover.
Chris Morgan and Unusual Risks have been helping the British Expatriate community for the last ten years to arrange all types of Life Insurance and Critical Illness Cover policies to meet their needs. They are experienced at tailoring Life Insurance policies for British people living abroad in all corners of the world.
If you require more information on Expatriate Life Insurance or Expatriate Critical Illness Cover please contact Unusual Risks Mortgage & Insurance Services by phone 0845 474 3075, or by email at enquiries@unusualrisks.co.uk or on the web at www.unusualrisks.co.uk
You can also find Expatriate Insurance on the web at www.expatriatelifeassurance.co.uk and for all of the latest Expatriate Life Assurance News, Features, Research and Factsheets you can visit the Expatriate Life Assurance Blog at www.expatriate-life-assurance.co.uk