When visiting a UK supermarket these days we seem to be bombarded with offers of financial services such as credit cards, travel insurance, savings accounts, current accounts and of course Life Insurance and Critical Illness Cover.
For UK residents buying Life Assurance or Critical Illness Cover can be as simple as taking your groceries through the checkout. However, this is sadly not the case for British Expats living abroad because many of the UK Insurance Companies specifically exclude them from taking out Life Insurance and Critical Illness Cover.
Our recent survey established that only 25% of UK Life Insurance Companies would accept an application from a UK Citizen living abroad. This means that British Expats looking for Life Insurance, Life Assurance and Critical Illness are more likely to be excluded from or declined when applying for Life Insurance cover.
Unusual Risks are a UK firm of financial advisers that like British Expatriate Super Markets, are stocked with high quality “financial” brands that are available to British Expats living abroad. They offer Life Insurance, Life Assurance and Critical Illness Cover policies that are specifically designed and tailored to meet the financial needs of British Expats living abroad.
Think of us like a “personal shopper” that has done all of the hard work for you and has already surveyed the whole of the Insurance market in order to find you British Expat friendly products. There are several reasons that we commonly hear our clients have previously been turned down for cover before they come to us.
These are some of the key areas that we are able to help British Expatriates living abroad.
- We are able to assist British Expats in finding a UK Life Insurance policy wherever they are living in the world currently.
- We are able to arrange a Life Insurance medical anywhere in the world with an English speaking qualified doctor.
- We are able to arrange UK Critical Illness Cover for British Expats, Company Executives and Employees posted abroad with their companies.
- We are able to arrange Mortgage Life Insurance for British Expats who are worried about their outstanding home and property loans liabilities.
- We are able to arrange essential and valuable Life Insurance cover for British Expat Families living abroad at reasonable premiums.
Unusual Risks have recently exchanged directory links with one the UK’s leading Supermarkets for British Expats www.britishfoodstoreonline.co.uk and are proud to be included within their Partner Directory for Expat Life Insurance, Life Assurance and Critical Illness Cover.
Be sure to continue reading the case examples on this blog as they will give you a more detailed idea of the ways in which we can help you find Insurance cover. If you have any questions or would like to run your circumstances past us than please feel free to drop us a line.
Visit www.expatriatelifeassurance.co.uk for our free British Expatriate Life Assurance Factsheet and www.expatriate-life-assurance.co.uk/?page_id=7 for our Expatriate Website Directory.
If you require more information on Life Insurance, Life Assurance, or Critical Illness Cover for British Expatriates living abroad you can contact Unusual Risks Mortgage & Insurance Services on UK 0845 474 3075 or International +44 1404 45397, email at Enquiries@unusualrisks.co.uk or web at www.expatriatelifeassurance.co.uk
PLEASE NOTE* All applicants should be able to offer some form of interest in the United Kingdom such as a UK Property Address. All policies are arranged through leading UK Insurance Companies who collect the premiums from a UK Bank Account.