EXPATRIATE INSURANCE SURVEY 2017 …. LIFE INSURANCE & CRITICAL ILLNESS COVER

*** CRITICAL ILLNESS COVER NOW AVAILABLE FOR BRITISH EXPATS LIVING ABROAD, SUBJECT TO APPLICANTS MEETING STRICT CRITERIA FROM INSURERS ***

Unusual Risks, the UK Life Insurance advisers, are today announcing the results of their recent Expatriate Insurance Survey. After conducting their latest research into the availability of Life Insurance and Critical Illness Cover to British Expatriates, they can now confirm that 28% of UK insurance companies offer Life Insurance products to British Citizens living abroad.

This was a significant increase from the previous year’s figure of 16% and indicates that British Expats now have more options to find adequate Life Insurance to meet their requirements. Also in the survey it was established that only 7% of providers are prepared to accept an application for Critical Illness Cover.

Speaking about their survey, Chris Morgan, Lead Financial Adviser of Unusual Risks Said;

‘Over the last year there has been a marked increase in the availability for Life Insurance products for British Expats living abroad. Although the majority of the mainstream UK Insurers such as Legal & General, Friends Life and Aviva have all now withdrawn from offering this type of cover, there are now a number of new options for Expats seeing Life Insurance.

‘There are still many groups of British Expatriates that have genuine reasons for needing a UK based Life Assurance plan, such as those with property interests, outstanding mortgages or tax interests in the UK. We have also met British Expatriates who require Life Assurance to protect family members and children who are still resident in the United Kingdom’.  

Unusual Risks are also encouraged by the sudden availability of Critical Illness Cover once again for British Expats after this had been withdrawn by insurers completely over the last few years. They have recently arranged Critical Illness Cover for UK Citizens living in countries in both Europe and Asia. Those seeking CIC Cover should contact Unusual Risks to find out if their country is covered.

Chris Morgan and Unusual Risks have been helping the British Expatriate community for the last six years to arrange all types of Life Insurance and Critical Illness Cover policies to meet their needs. They are experienced at tailoring Life Insurance policies for British people living abroad in all corners of the World.

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance, Life Assurance and Critical Illness Cover for British Expatriates and UK Citizens currently living abroad.

For more information on Expatriate Life Assurance, Expatriate Life Insurance, Expatriate Critical Illness Cover you can contact Unusual Risks by phone (Int) +44 1404 45397 (UK) 0845 474 3075.

Or contact us by Email at enquiries@unusualrisks.co.uk or visit us online at www.expatriatelifeassurance.co.uk

Posted in British Expatriates, Critical Illness Cover, Expatriate Life Assurance, Global Life Assurance, Global Life Insurance, Global Life Plans, Global Protection Plans, International Life Assurance, International Life Insurance, Level Term Assurance, Life Assurance, Life Insurance, Uncategorized, Whole of Life Assurance | 457 Responses

BRITISH EXPATS – CRITICAL ILLNESS COVER & LIFE INSURANCE – LATEST NEWS – SUMMER 2017

*** CRITICAL ILLNESS COVER IS NOW AVAILABLE FOR BRITISH EXPATS ABROAD ***

British Expats have received a rough deal this last few years with the majority of mainstream providers withdrawing from offering Life Insurance to British Citizens living abroad. Just because a British person moves and lives abroad for a while, does this mean they stop being British? We think not !

Therefore Unusual Risks have always looked after the British Expat community by sourcing “Guaranteed” Life Insurance products from other UK providers hat we have built up special relationships with. Life Insurance has always been accessible to British Expats, but Critical Illness Cover has always been in very limited supply.

Recently we have been working with a new UK Insurer making sure the interests of our clients are completely covered as they enter the arena with a Critical Illness Product, designed for those with outstanding Mortgages in the UK and those who still have family members financially dependent in the UK.

We have successfully insured clients on this product and are very pleased to now be able to recommend both Life Insurance and Critical Illness Cover options to our clients. We have researched the product thoroughly and have been working closely with the insurer “consulting” with them over their claims procedures.

Should you be looking for Critical Illness Cover or Life Insurance we can provide cover in most areas of the world for British Expats (Subject to strict criteria). Please only contact us if you can meet this criteria as cover cannot be offered outside of these rules.

We believe it is the right of every British Citizen to be able to protect their families financially whilst they are abroad !

*** STRICT CRITERIA ***

All British Expat applicants for LIFE INSURANCE must still own a UK property and hold a UK bank Account.

Those looking for CRITICAL ILLNESS COVER must also have a mortgage outstanding on their UK Property or a family member in the UK that are still dependent on them.

This criteria cannot be altered in any way, so please do not contact us if you cannot meet this criteria. We can only arrange cover for people in these circumstances.

We can consider applicants from most areas of the world, providing we can meet the companies “Diagnosis” requirements in your locality.

ABOUT US 

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance, Life Assurance and Critical Illness Cover for British Expatriates and UK Citizens currently living abroad.

For more information on Expatriate Life Assurance, Expatriate Life Insurance, Expatriate Critical Illness Cover you can contact Unusual Risks by phone (Int) +44 1404 45397 (UK) 0845 474 3075.

Or contact us by Email at enquiries@unusualrisks.co.uk or visit us online at www.expatriatelifeassurance.co.uk

Posted in Uncategorized | 460 Responses

LIFE ASSURANCE & CRITICAL ILLNESS COVER FOR BRITISH EXPATS – LATEST NEWS – APRIL 2017

Life Assurance and Critical Illness Cover has been seriously restricted for the last 12 months, due to changes in legislation and regulation here in the UK. All of the mainstream providers withdrew from offering cover, leaving British Expats without any reliable source of Life Insurance with Guaranteed Premiums and Terms.

LIFE INSURANCE ONLY

In response to this Unusual Risks have sourced a term assurance, with a reliable UK provider which has proved very useful for British Expats struggling to find Life Insurance. This product is available to people living in most areas of the world and have successfully arranged cover for people across the globe already.

Some of the more difficult to insure countries that the product has been useful for insuring applicants are Kuwait, India, Azerbaijan, South Africa, Cayman Islands, Sudan, Pakistan, Nigeria, Kenya and Georgia. The insurer offers Guaranteed Premiums and has strong financial solvency.

There are a number of “International and Global Insurers” currently offering Life Insurance who are based outside of the UK. It has come to our attention that some of these are based in Mauritius and extra caution should be exercised if you are offered one of these products.

CRITICAL ILLNESS COVER

Recently Critical Illness Cover has become available again to British Expats living abroad, but this is only available to people resident in a restricted list of countries at this moment. The list is constantly being updated and improved by our product provider, so if you are looking for this product we suggest you contact us with your circumstances.

This obviously is a welcome major development and we are monitoring this situation closely for changes to the approved countries list and criteria. We have already successfully arranged this product for British Expats and welcome all clients who are looking for Critical Illness Cover. (Subject to criteria below).

*** STRICT CRITERIA ***

PLEASE NOTE: All British Expat applicants for Life Insurance must still own a UK property and hold a UK bank Account. Those looking for Critical Illness Cover must also have a mortgage outstanding on their UK Property. This criteria cannot be altered in any way, so please do not contact us if you cannot meet this criteria. We can only arrange cover for people in these circumstances.

ABOUT US 

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance, Life Assurance and Critical Illness Cover for British Expatriates and UK Citizens currently living abroad.

For more information on Expatriate Life Assurance, Expatriate Life Insurance, Expatriate Critical Illness Cover you can contact Unusual Risks by phone (Int) +44 1404 45397 (UK) 0845 474 3075.

Or contact us by Email at enquiries@unusualrisks.co.uk or visit us online at www.expatriatelifeassurance.co.uk

Posted in British Expatriates, Critical Illness Cover, Expatriate Life Assurance, Global Life Assurance, Global Life Insurance, Global Life Plans, Global Protection Plans, International Critical Illness Cover, International Life Assurance, International Life Insurance, Level Term Assurance, Life Assurance, Life Insurance | 452 Responses

Life Assurance & Critical Illness Cover For British Expatriates …

Latest Life Assurance & Critical Illness Cover News For British Expats – December 2016

Life Insurance (UK Based Insurance!)

Over the last few months we have been approached by several new “International Life Insurance” providers offering cover to Brits living abroad. They asked us to consider offering their product to our clients and I would imagine have also been asking other UK financial advisers to do the same.

The products in question have both Term Assurance and Whole of Life Assurance options, which on face value may appear quote attractive. However, as Independent Financial Advisers we are required to exercise “Due Diligence” and conduct extensive research before recommending a product to our clients.

In this case we found that the products were based and regulated in Mauritius, where we understand it is far easier to set up an insurance company than in the UK. It is our belief that British Expat clients come to us, looking to secure Life Insurance in the UK, so the products we recommend will always be with reputable insurers based in the UK.

Critical Illness Cover (Now Available!)

Critical Illness Cover has been impossible to find for British Expats over this last few year, mainly due to the major insurers withdrawing from the market. This was until very recently when a UK insurer decided to reopen their Critical Illness Cover policy to British Expats.

The product is only available to people in certain countries and all applicants must currently own a UK Property and currently hold a UK Bank Account. This criteria applies to all Life Insurance and Critical Illness policies that we arrange, so please do not contact us if you cannot meet this criteria.

Recent Case Example (Medicals Abroad!)

We recently successfully arranged Life Insurance of £200,000 for a married couple living in Saudi Arabia. Paul (Aged 55) and Jane (Aged 54) years of age, work within the oil industry. They wanted to cover their house loans and give capital to their two sons should anything happen to either of them.

We regularly arrange cover for Expats abroad and have special arrangements with insurers that allow us to request medicals abroad with our clients and for us to use their medical records in the country they are residing. We are experts at securing Life Insurance and Critical Illness Cover for our clients.

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance, Life Assurance and Critical Illness Cover for British Expatriates and UK Citizens currently living abroad.

For more information on Expatriate Life Assurance, Expatriate Life Insurance, Expatriate Critical Illness Cover you can contact Unusual Risks by phone (Int) +44 1404 45397 (UK) 0845 474 3075.

Or contact us by Email at enquiries@unusualrisks.co.uk or visit us online at www.expatriatelifeassurance.co.uk

*** PLEASE NOTE: We are only able to offer “UK Expat Life Insurance and Critical Illness Cover to people who still own a UK Property and still hold a UK Bank Account. Please only contact us if you can meet this criteria. ***

Posted in Uncategorized | 400 Responses

Unusual Risks Featured In The National Press – Expatriate Life Insurance & Critical Illness Cover …

Unusual Risks and Chris Morgan have been featured across the national press this last few months, with focus on their work with the British Expatriate community. Over the last 12 months they have been closely researching the availability of Life Insurance and Critical Illness Cover products for British Expats living outside the UK.

They have a long history of working with British Expats to find suitable cover to protect their families, children, properties and mortgages. Chris Morgan spends a great deal of his working hours helping British people living abroad to find Life Insurance and Critical Illness Cover.

Here are some of the news articles that have appeared in the national press …

The Financial Times – FT Adviser

“British Expats Suffer As Insurance Market Contracts”

https://www.ftadviser.com/2016/07/12/insurance/british-expats-suffer-as-insurance-market-contracts-D8YE8PidUeNYusXwzJ5LNN/article.html

Internatonal Adviser – Leading Industry Website

“UK IFA launches new life cover service for British Expats”

http://www.international-adviser.com/news/1030409/uk-ifa-launches-life-cover-service-british-expats

Life Insurance and Critical Illness Cover is very difficult to obtain from UK Life Insurance companies for British Expats living abroad. Many British people prefer to have their Life Insurance and Critical Illness Cover with a UK company, because of the relative stability of the UK financial services markets and UK economy.

We believe that it is the right of every British Citizen to be able to access Life Insurance and Critical Illness products with UK Insurance Companies.

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance, Life Assurance and Critical Illness Cover for British Expatriates and UK Citizens currently living abroad.

For more information on Expatriate Life Assurance, Expatriate Life Insurance, Expatriate Critical Illness Cover you can contact Unusual Risks by phone (Int) +44 1404 45397 (UK) 0845 474 3075.

Or contact us by Email at enquiries@unusualrisks.co.uk or visit us online at www.expatriatelifeassurance.co.uk

*** PLEASE NOTE: We are only able to offer “UK Expat Life Insurance and Critical Illness Cover to people who still own a UK Property and still hold a UK Bank Account. Please only contact us if you can meet this criteria. ***

Posted in Uncategorized | 5,264 Responses

CRITICAL ILLNESS COVER NOW AVAILABLE FOR BRITISH EXPATS …..

News Update – September 2016 – Critical Illness Cover for British Expats 

Unusual Risks are now able to arrange Critical Illness Cover for British Expats living in the following countries listed below.

Applicants must currently own a UK Property, hold a UK Bank Account and must also be able to provide us with a copy of their full medical records, should they be required by the insurer.

Countries Considered …

Australia, Austria, Belgium, Canada, Channel Islands, Cyprus, Czech Republic, Denmark, Finland, France, Germany, Gibraltar, Greece, Hong Kong, Hungary, Iceland, Ireland, Isle of Man, Italy, Japan, Luxembourg, Malta, The Netherlands, New Zealand, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, USA.

This is a major new development for British Expats and more updates will follow soon.

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance, Life Assurance and Critical Illness Cover for British Expatriates and UK Citizens currently living abroad.

For more information on Expatriate Life Assurance, Expatriate Life Insurance, Expatriate Critical Illness Cover you can contact Unusual Risks by phone (Int) +44 1404 45397 (UK) 0845 474 3075.

Or contact us by Email at enquiries@unusualrisks.co.uk or visit us online at www.expatriatelifeassurance.co.uk

*** PLEASE NOTE: We are only able to offer “UK Expat Life Insurance and Critical Illness Cover to people who still own a UK Property and still hold a UK Bank Account. Please only contact us if you can meet this criteria. ***

Posted in British Expatriates, Critical Illness Cover, Expatriate Life Assurance, Expatriate Mortgages, Global Life Assurance, Global Life Insurance, Global Life Plans, Global Protection Plans, International Critical Illness Cover, International Life Assurance, International Life Insurance, Level Term Assurance, Life Assurance, Life Insurance, Over 50's Life Assurance, Whole of Life Assurance | 547 Responses

Unusual Risks Featured In The Financial Times – FT Adviser – British Expats Life Insurance – Latest News

Unusual Risks and their campaign to help British Expats living abroad find Life Insurance has this week reached the highly respected pages of the Financial Times – FT Adviser.

The FT Adviser is the UK’s leading Industry publication for Brokers and IFA’s and they featured the launch of our new service for Brokers and IFA’s, who are looking for Life Insurance for their Expat Clients.

Unusual Risks are the UK’s leading firm of financial advisers helping British Expats to find quality Life Insurance products at “Guaranteed Premium Rates”.

You can read the full story by clicking here …

http://www.ftadviser.com/2016/07/12/insurance/british-expats-suffer-as-insurance-market-contracts-D8YE8PidUeNYusXwzJ5LNN/article.html

Unusual Risks have also this week have been featured in the leading UK Protection magazine for Brokers and IFA’s “Cover Magazine.

You can read the full story by clicking here …

http://www.covermagazine.co.uk/cover/news/2464630/unusual-risks-launches-service-to-secure-uk-protection-for-expat-brits

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance and Life Assurance for British Expatriates and UK Citizens currently living abroad.

For more information on Expatriate Life Assurance, Expatriate Life Insurance, Expatriate Critical Illness Cover you can contact Unusual Risks by phone (Int) +44 1404 45397 (UK) 0845 474 3075.

Or contact us by Email at enquiries@unusualrisks.co.uk or visit us online at www.expatriatelifeassurance.co.uk

Are you a Broker or IFA looking for Expat Life Assurance? Visit our Broker / IFA Services page for more information http://www.expatriate-life-assurance.co.uk/?page_id=2

*** PLEASE NOTE: We are only able to offer “UK Expat Life Insurance” to people who still own a UK Property and still hold a UK Bank Account. ***

Posted in British Expatriates, Critical Illness Cover, Expatriate Life Assurance, Global Life Assurance, Global Life Insurance, Global Life Plans, Global Protection Plans, International Critical Illness Cover, International Life Assurance, International Life Insurance, Level Term Assurance, Life Assurance, Life Insurance | 345 Responses

Expatriate Insurance Survey 2016 – Latest Research – Summer 2016

Unusual Risks, the UK Life Insurance advisers, are today announcing the results of their recent Expatriate Insurance Survey. After conducting their latest research into the availability of Life Insurance and Critical Illness Cover to British Expatriates, they can now confirm that only 16% of UK insurance companies offer Life Insurance products to British Citizens living abroad.

This was a substantial reduction from the previous year’s figure of 33% and indicates that British Expats are now struggling to find adequate Life Insurance to meet their requirements. Also in the survey it was established that only 8% of providers are prepared to accept an application for Critical Illness Cover.

Speaking about their survey, Chris Morgan, Lead Financial Adviser of Unusual Risks Said;

‘Over the last year there has been a shift in the availability for Life Insurance products for British Expats living abroad. The majority of the mainstream UK Insurers such as Legal & General, Friends Life and Aviva have all now withdrawn from offering this type of cover. Our survey has established that very few UK insurers will now consider offering cover to British Expats’.

‘There are still many groups of British Expatriates that have genuine reasons for needing a UK based Life Assurance plan, such as those with property interests, outstanding mortgages or tax interests in the UK. We have also met British Expatriates who require Life Assurance to protect family members and children who are still resident in the United Kingdom’.  

Unusual Risks have recently launched a “Fee Based” advice service that is designed to help British Expats, who may be finding it difficult to find Life Insurance cover. They have access to specialist insurers that are friendly towards British Expatriates and are able to arrange Life Insurance at discounted premiums, without any commissions deducted from the policy.

Chris Morgan and Unusual Risks have been helping the British Expatriate community for the last five years to arrange all types of Life Insurance and Critical Illness Cover policies for their needs. They are experienced at tailoring Life Insurance policies for British people living abroad in all corners of the World.

Unusual Risks are the UK’s “Go To” place for Brokers and IFA’s looking for high quality Expat Life Insurance for their clients. If you are a Broker or IFA looking for Expat Life Assurance visit our Broker / IFA Services page for more information. http://www.expatriate-life-assurance.co.uk/?page_id=2

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance and Life Assurance for British Expatriates and UK Citizens currently living abroad.

For more information on Expatriate Life Assurance, Expatriate Life Insurance, Expatriate Critical Illness Cover you can contact Unusual Risks by phone (Int) +44 1404 45397 (UK) 0845 474 3075.Or contact us by Email at enquiries@unusualrisks.co.uk or visit us online at www.expatriatelifeassurance.co.uk

*** PLEASE NOTE: We are only able to offer “UK Expat Life Insurance” to people who still own a UK Property and still hold a UK Bank Account. ***

Posted in British Expatriates, Expatriate Life Assurance, Expatriate Mortgages, Global Life Assurance, Global Life Insurance, Global Life Plans, Global Protection Plans, International Critical Illness Cover, International Life Assurance, International Life Insurance, Level Term Assurance, Life Assurance, Life Insurance, Uncategorized | 457 Responses

British Expatriate Life Insurance – The Latest Advice & Research – Summer 2016

LATEST IMPORTANT NEWS FOR BRITISH EXPATS LOOKING FOR LIFE ASSURANCE AND LIFE INSURANCE

It’s now around 12 months since almost all of the mainstream UK insurers withdrew from offering life insurance to British Expat’s living abroad. As financial advisers who look after many existing British Expat clients, this change of policy from UK insurers has proven challenging and inconvenient for both our new and existing clients.

We are being contacted regularly by British Expats who are desperately looking for additional Life Insurance to protect their children, families and mortgages.  We believe that it is your right as a UK Citizen to still be able to access a UK based Life Insurance policy to protect your loved ones.

UK Insurers like Friends Life, Aviva, Legal & General, Zurich Life, Aegon, Vitality and Royal London have all withdrawn from offering services to British Expats. Other Global or International Insurers have requirements that are almost impossible to meet for busy professional people, such as requiring you to take a medical back in the UK.

Unusual Risks have spent a great deal of time researching the Life Insurance options for British Expats and are now able to secure them Term Assurance at Guaranteed Premium rates. We are even able to arrange a medical with an English speaking doctor in the country where you reside.

Michael, Aged 35, Marketing Executive living in Singapore.

Michael approached us because he needed £500,000 of Life Insurance to cover his family, whilst working abroad in Asia. He’s extremely busy with his career, so needed to find a financial adviser who could arrange cover for him, without the need to return back to the UK for a medical.

The options are very limited for British Expat’s looking for Life Insurance and the one’s that do exist are difficult to obtain. This is because many providers either require the applicant to still have a UK doctor, or require the applicant to return to the UK for a medical.

Many of the current International Life Insurance options and Global Life Insurance providers have products that are difficult to obtain and charge premiums more suited to people living in higher risk areas such as Ukraine, Russia, Afghanistan and Iraq.

The majority of the policies available have renewable, or reviewable premium rates that mean the policy premiums can be increased by the insurer. We have met several clients who’s policy premiums have been increased by 50% on their most recent annual review.

And Michael?

Unusual Risks arranged £500,000 of Term Assurance at Guaranteed Premium rates for the whole duration of his policy. Most importantly we were able to arrange a medical for him with an English speaking doctor in Singapore, which saved him having to return to the UK.

We offer our “UK Expat Life Insurance ” service on a “Fee Only” basis, as the product provider we recommend does not pay lump sum commissions to financial advisers. This means our advice is completely impartial and we offer you the best product currently available in the UK to British Expat’s.

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance and Life Assurance for British Expatriates and UK Citizens currently living abroad.

For more information on Expatriate Life Assurance, Expatriate Life Insurance, Expatriate Critical Illness Cover you can contact Unusual Risks by phone (Int) +44 1404 45397 (UK) 0845 474 3075.

Or contact us by Email at enquiries@unusualrisks.co.uk or visit us online at www.expatriatelifeassurance.co.uk

Are you a Broker or IFA looking for Expat Life Assurance? Visit our Broker / IFA Services page for more information http://www.expatriate-life-assurance.co.uk/?page_id=2

*** PLEASE NOTE: We are only able to offer “UK Expat Life Insurance” to people who still own a UK Property and still hold a UK Bank Account. ***

Posted in British Expatriates, Expatriate Life Assurance, Expatriate Mortgages, Global Life Assurance, Global Life Insurance, Global Life Plans, Global Protection Plans, International Life Assurance, International Life Insurance, Level Term Assurance, Life Assurance, Life Insurance | 1,349 Responses

Life Insurance for British Expatriates … Why is it so difficult to find?

Unusual Risks have been offering Life Insurance to British Expatriates living abroad for many years, so the recent restriction in the availability of Life Insurance for UK Citizens in foreign countries, has been extremely worrying both our existing and potential new clients.

As you may have already read previously on this News Blog over the last 12 months, Insurance Companies like Legal & General, Friends Life and Aviva have all withdrawn availability of their products for British Expats. Normally they were dependable and reliable sources of Life Insurance for Expats but are now no longer available.

Rosemary, Aged 41, Teacher, Currently living in Oman. 

Rosemary approached us for Life Insurance because her existing Life Insurer Friends Life had refused to increase her existing policy. This left her with very few options, because every mainstream Insurer that she contacted also declined to offer her any Life Insurance.

As Independent Mortgage and Insurance advisers we feel a duty to both our new and existing clients to assess all of the the available options in the market. We have therefore already compared all of the International and Global Insurance policies which are currently available to British Expats living abroad.

We have researched several International life Insurance and Global Life Insurance providers, who offer reviewable and renewable insurance policies. Plus, we also have approached a specialist UK based Term Assurance provider, who offer Guaranteed premium rates.

The results of our research were remarkable, because the Guaranteed premium option we recommended was 50% cheaper than the other reviewable and renewable options that were available to Rosemary. Our policy is to always recommending Guaranteed premium rates, because this safeguards our clients interests against any adverse “Claims Experience” with their insurer.

With some cases we have discovered that Global Life and International Life Insurance plans charge up to four times the standard premium to British Expatriates. These types of policies should only be considered for people living in higher risk countries such as Ukraine, Russia, Iraq or Afghanistan.

And Rosemary?

Unusual Risks arranged £250,000 of Life Insurance at 50% of the premium she has been quoted by another International Life Insurance provider. The policy that we arranged had a discounted premium because the insurance provider does not pay any lump sum commissions to financial advisers.

We offer our “UK Expat Life Insurance” service on a “Fee Only” basis, which means we act on your behalf and offer completely impartial advice. If you are a British Expat looking for Life Insurance to protect your mortgage, property, family or children contact us to speak with a financial adviser.

Please note our “UK Expat Life Assurance” Service is only currently available to people who still own a UK Property and still hold a UK Bank Account. 

You can read more about the recent changes in the Life Insurance market for British Expats by reading our recent articles …

Reviewable Price Increase http://www.expatriate-life-assurance.co.uk/?p=136

Latest News – http://www.expatriate-life-assurance.co.uk/?p=114

Further Update – http://www.expatriate-life-assurance.co.uk/?p=127

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance and Life Assurance for British Expatriates and UK Citizens currently living abroad.

For more information on Expatriate Life Assurance, Expatriate Life Insurance, Expatriate Critical Illness Cover you can contact Unusual Risks by phone (Int) +44 1404 45397 (UK) 0845 474 3075.

Or contact us by Email at enquiries@unusualrisks.co.uk or visit us online at www.expatriatelifeassurance.co.uk

Are you a Broker or IFA looking for Expat Life Assurance? Visit our Broker / IFA Services page for more information http://www.expatriate-life-assurance.co.uk/?page_id=2

Posted in Uncategorized | 453 Responses